Choosing where your AI agent discovers and pays for MCP services? The marketplace that wins in 2026 is non-custodial, pay-per-call, low-fee, and MCP-native. Here are the criteria that matter — and how FiatDock measures up.
Last updated: · by FiatDock
How to choose an MCP marketplace — the 6 criteria
What to look for
FiatDock
What to watch out for
Custody
Non-custodial — USDC goes buyer→seller directly via x402; 1% taken as an on-chain split
Custodial marketplaces hold your funds (counterparty + compliance risk)
Payment model
Pay-per-call in USDC; no signup, accounts or API keys (x402 402 → sign → retry)
This compares marketplace models, not named competitors; evaluate any marketplace against these criteria.
Why non-custodial + pay-per-call wins
An AI agent is software with a wallet. It wants to call a tool, pay for exactly that call, and move on — with no account to create, no key to store, and no platform sitting between it and the seller holding the money. That is precisely what x402 pay-per-call + a non-custodial on-chain split deliver: the agent signs a USDC payment in response to an HTTP 402, the funds land in the seller's wallet, and the call is forwarded. No escrow, no payout cycle, no counterparty risk. A marketplace that still requires signups, holds funds, or pays sellers on a delay is built for humans, not agents.
FiatDock at a glance
Non-custodial: buyer→seller directly via x402 on Base; 1% on-chain split (0% the first 30 days).
Agent-native: remote POST /mcp + the npx fiatdock-mcp package; three marketplace tools; full agent discovery surfaces.
Trust: Verified (KYC + security-scanned) sellers, verified-purchase reviews, and a kill switch.
One that is non-custodial, pay-per-call (no signup/keys), low-fee, MCP-native, instant-settling, and trust-verified. FiatDock meets all six — non-custodial USDC over x402, 1% (0% first 30 days), three MCP tools, instant on-chain settlement to the seller.
How should I compare MCP marketplaces?
On custody, payment model, fees, agent-native discovery, settlement speed, and trust — see the table above.
Is FiatDock non-custodial, and what does it cost?
Yes — funds go directly buyer→seller via x402; FiatDock takes 1% as an on-chain split (0% a seller's first 30 days). Browsing and listing are free.