Sell USDC from your own wallet and receive the money in your own bank account, in any of 18 currencies. A licensed, regulated provider (Mt Pelerin) does the conversion and the identity check: the USDC goes from your wallet to the provider, and the money from the provider to your bank. FiatDock never holds your funds, and starting here is free.
The wallet you send from and the bank account you receive in must both be yours.
About CHF 50 or more, in either direction. The provider asks for a phone number and an e-mail; identity documents only above about CHF 999 in a rolling 30 days.
Only the provider's own commission, set per person by their buy and sell volume in the calendar year: by bank transfer, free for your first CHF 500 of the year, then 1.3% (1.1% above CHF 5,000); card purchases 2.5–3.8%. It is shown in the checkout before you confirm. FiatDock adds nothing, and starting here is free.
Not for US persons or residents of the provider's restricted countries — see the Terms. The provider confirms your transfer by e-mail; FiatDock receives no status updates.
Fund your own wallet — or your AI agent's wallet — by card or bank transfer; the provider sends the USDC to the address you enter. Payment methods depend on your country.
GET /v1/quote shows the rate, every fee and the amount that reaches the bank.
POST /v1/offramp/session (or /v1/onramp/session) pays $0.01 in USDC over x402 and returns a checkout link, which can also be e-mailed to the person.
They open the link; the provider does the identity check and the transfer. For a purchase, the wallet address can be locked so it cannot be changed.
The provider confirms to the person by e-mail and sends FiatDock no status updates, so the order record shows that the session was created, not that the transfer finished.
npx fiatdock-mcpcurl "https://fiatdock.com/v1/quote?side=SELL&cryptoAmount=100"| Item | Fee | Notes |
|---|---|---|
| Starting a checkout from this page | Free | No account with FiatDock needed |
| Session created through the API | $0.01 USDC | Paid by the agent over x402 — no account, no card |
| Conversion | Provider fees | The provider's commission — free for your first CHF 500 a year, then from 1.3%; shown before you confirm |
| Quotes and order status | Free | Within fair-use limits |
KYC/AML, compliance and bank settlement are handled by a licensed, regulated payment partner. Restrictions reflect the coverage of our licensed payment provider — see the Terms for the current list.
The checkout page frames only the provider's own widget, sets strict security headers and runs no page JavaScript of ours; our API has rate limiting and SSRF protection.